Products & Services

Click on any item or scroll down to see details about our
PRODUCTS & SERVICES

Checking Accounts
Saving Accounts
Certificates of Deposit (CDs)
Loan Products
Farm Management
Trust Services
Other Services

CHECKING ACCOUNTS   -   Member FDIC

Talk to our Personal Bankers or any bank employee, about the following products.

PERSONAL ACCOUNTS

No per check charge
$50.00 minimum to open
Some service fees may apply
ATM or Visa® Check Card available
No monthly fees on certain Student and Senior Accounts
Accessible 24 hours a day via telephone banking

NOW Checking Account

$100.00 minimum to open
No monthly fee with $500.00 average daily balance
Earn a competitive interest rate
NOW rates may be viewed by clicking here
$500 minimum balance to obtain annual percentage yield

SUPER NOW Checking Account

$5,000.00 minimum to open
No monthly fee with $5,000.00 average daily balance
Earn a competitive interest rate
SUPER NOW rates may be viewed by clicking here
$5,000 minimum balance to obtain annual percentage yield

Money Market Accounts

$1,000.00 minimum to open
The higher the balance the greater the return with this tiered account
Earn competitive interest rates
Complete access to your money, some restrictions do apply with check writing
Money Market rates may be viewed by clicking here
$1,000 minimum balance to obtain annual percentage yield

Business Checking Account

$50.00 minimum to open

SAVINGS PRODUCTS   -   Member FDIC

Talk to our Personal Bankers or any bank employee, about the following products.

Savings Account

$50.00 minimum to open
Passbook or statement savings account
Direct deposit and automatic withdrawals available
ATM card available
Earn a competitive interest rate
Savings Account rates may be viewed by clicking here

Christmas Club

$1.00 minimum to open
Automatic transfer from other accounts available
Cash for Christmas in October
Penalty for early withdrawals
Christmas Club rates may be viewed by clicking here

Individual Retirement Accounts (IRAs)

$500.00 minimum to open
Savings grow tax deferred
IRA rates may be viewed by clicking here
$500 minimum balance to obtain annual percentage yield

CERTIFICATES OF DEPOSIT (CDs)   -   Member FDIC

Talk to our Personal Bankers or any bank employee, about the following products.

Certificates of Deposit (CDs)
$500.00 minimum to open CD's 1 year term and over
$1,000.00 minimum to open CD's less than 1 year
Choose the term that fits your needs, 90 days to 5 years
Earn a competitive interest rate
CD rates may be viewed by clicking here
Term under 1 year, $1,000.00 minimum balance to obtain annual percentage yield
Term 1 year and over, $500.00 minimum balance to obtain annual percentage yield

LOANS

Stop in or call our Loan Department to discuss these lending products.

Personal Loans

Automobiles
Boats, Campers, Motorcycles, RV's
Vacations
Consolidation
Reserve Cash Lines


Mortgages

Fixed rates available for homes
Adjustable rate loans
Home equity loans

Commercial Loans

Operating Capital
Inventory
Equipment
Land and Buildings
Leasing Products

Agricultural Loans

Operating Capital
Equipment
Land and Buildings
Leasing Products

FARM MANAGEMENT

Who: Randal (Randy) Fransen, Accredited Farm Manager
What: Expert advice on the following:
1) Marketing production, timely updates
2) Farm planning, implementation, production practices to maximize profitability
3) Leasing and tenant selection
4) Timely property inspections; timely reports
5) Accounting, cash flows, budgeting
6) Risk management, technology and input evaluation
7) Government farm program analysis and utilizations, conservation practice implementation
8) Complete project supervision
9) Buying/selling property
Where: Livingston, LaSalle, Grundy, McLean, Ford, Kankakee Counties, Illinois
When: Our department can provide timely expertise needed by today's absentee landowners and farm operators.
Why: Management of your farm assets requires a fiduciary responsibility to prudently care for the farm while encouraging responsible stewardship.

TRUST DEPARTMENT

We provide sound service and advice on a variety of Trust issues. We can assist you in planning for the future, protect the people you cherish, and preserve your assets.

Services available:

Estates and Executorships
Trusts of all types
Guardianships
Farm Management and Agency Accounts
Custodial Services

OTHER SERVICES

ATM cards
Visa® check cards
Cashiers checks
Money orders
Travelers checks
Wire transfers
Notary Public
Direct deposit (Social Security, Payroll, etc)
Illinois License renewal stickers

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